State-of-the-art text-to-speech models can produce snippets that sound nearly human-like on first listen. In point of fact, they underpin the neural voices available through Google Assistant, as well as the newscaster voice that recently came to Alexa and Amazon’s Polly service. But because most of the models share the same synthesis approaches in common — this is, they generate a…

Life insurance isn’t as popular as it once was, despite the fact that a majority of people consider it to be important. Over 80% of consumers agreed in a recent survey that people need a life insurance policy, yet just 62% say they have one themselves. In fact, only 44% of U.S. households held individual life insurance as of 2010 — a 50-year low — compared with the 72% of Americans who owned…