Ripple sees regulated stablecoins anchoring trillion-dollar digital asset markets as institutions accelerate adoption, pushing crypto from speculation into core financial infrastructure and setting the stage for widespread enterprise integration.
Ripple Anticipates Trillion-Dollar Digital Asset Markets Anchored by Regulated Stablecoins
Momentum across digital assets is intensifying as institutions rush toward full-scale deployment. Ripple President Monica Long shared predictions last week, positioning the year as a decisive and irreversible inflection point for crypto in global finance.
“The opportunity here goes far beyond faster settlement. Companies are sitting on unprecedented amounts of trapped working capital—over $700 billion sitting idle on S&P 1500 balance sheets alone, and more than €1.3 trillion across Europe,” Long said. “ Stablecoins unlock a path to real-time liquidity, reduced carrying costs and meaningful cash-flow efficiency. That combination is why corporates will drive the next wave of crypto adoption.” Her first prediction identifies stablecoins as the default rail for global settlement, particularly in B2B payments, as regulated, U.S.-issued instruments such as Ripple USD (RLUSD) gain traction.
Turning to her second prediction, she explained: “ Crypto has evolved from a speculative asset into the operating layer of modern finance.” The Ripple executive predicted:
“By the end of 2026, balance sheets will hold over $1 trillion in digital assets, and roughly half of Fortune 500 companies will have formalized digital asset strategies.”
“And not just crypto exposure, but active participation across tokenized assets, digital asset treasuries, stablecoins, onchain T-bills, and programmable financial instruments,” she noted. Long also projected that expanding exchange-traded fund (ETF) access and enterprise adoption will accelerate normalization across capital markets.
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Her third prediction centers on custody and market structure, where consolidation reflects maturity rather than volatility. Addressing settlement modernization, Long detailed: “In 2026, collateral mobility will emerge as a top institutional use case, with custodian banks and clearing houses adopting tokenization to modernize settlement. Expect 5–10% of capital markets settlement to move onchain, driven by regulatory momentum and the adoption of stablecoins by systemically important institutions.” The Ripple president connected this trend to rising mergers and acquisitions and increasing multi-custodian strategies among global banks.
Her fourth prediction focuses on the convergence of blockchain and AI, emphasizing usability and automation. “Onboarding the next billion users — especially institutions — requires making crypto radically easier to use, safer to adopt, and deeply integrated into existing financial workflows,” she said, concluding with a long-term view:
“Ultimately, 2026 will be remembered as the year crypto became foundational to the world’s financial infrastructure.”
FAQ ⏰
- Why are stablecoins central to the next wave of crypto adoption? They unlock real-time and working capital efficiency for corporates through global settlement.
- How much institutional capital is expected to move into digital assets by 2026? Balance sheets are projected to hold more than $1 trillion in digital assets.
- What role will custody consolidation play in crypto markets? Consolidation will support multi-custodian strategies and modernize institutional settlement infrastructure.
- Why is blockchain and AI convergence important for institutions? It improves usability, automation and integration into existing financial workflows.
Author: Kevin Helms
Source: Bitcoin
Reviewed By: Editorial Team
