Institutional demand for XRP is accelerating as Evernorth moves to build a billion-dollar, AI-driven treasury designed to actively grow holdings through onchain markets, signaling a new phase of autonomous, large-scale digital asset management.
Ripple-Backed Evernorth Collaborates With t54 to Scale XRP Treasury Beyond ETF Models
Growing institutional interest in digital asset treasuries continues to reshape market infrastructure. Digital asset treasury company Evernorth announced a strategic collaboration with t54 on Jan. 21, 2026, centered on building large-scale, AI-enabled XRP treasury operations.
The announcement states:
“Evernorth is raising over $1 billion to build the largest institutional XRP treasury. Unlike passive ETFs, Evernorth will actively grow its holdings through institutional lending, liquidity provisioning, and DeFi yield strategies on the XRP Ledger.”
This approach positions the company to operate beyond traditional investment vehicles by engaging directly with onchain markets and infrastructure. Managing an institutional treasury at this scale introduces operational complexity, including continuous monitoring across protocols, rapid deployment of yield strategies, and disciplined risk oversight during volatile conditions.
The disclosure outlines how AI-powered agents are increasingly embedded into these workflows, handling execution, liquidity management, and real-time responses to market changes. For large institutional treasuries, the use of autonomous systems is framed not as an experimental concept but as a functional requirement for maintaining efficiency, scalability, and precision across decentralized financial environments.
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Expanding on its operational strategy, the announcement adds:
“Evernorth intends to integrate t54’s agentic finance infrastructure and trust layer to power their autonomous treasury operations on XRPL—bringing verification, risk assessment, and compliance to AI-powered treasury management.”
“This collaboration extends beyond a single product integration. Both teams will also collaborate on developing new products for the XRPL ecosystem,” the announcement adds. The integration is designed to introduce pre-settlement verification, real-time risk evaluation, and auditability into autonomous treasury workflows, addressing regulatory and operational expectations for institutional participants.
Evernorth is backed by Ripple, SBI, Pantera Capital, Kraken, and GSR, and is led by CEO Asheesh Birla. The company is preparing to list on Nasdaq under the ticker XRPN following its proposed SPAC merger with Armada Acquisition Corp II, expected to close in the first quarter of 2026. Through active treasury management, ecosystem participation, and capital markets activities, Evernorth aims to provide regulated exposure to XRP while increasing XRP per share over time. Meanwhile, t54 focuses on building infrastructure that enables secure, verifiable, and compliant autonomous transactions for institutions deploying financial agents at scale.
FAQ ⏰
- What is Evernorth building with its XRP treasury strategy? Evernorth plans to raise over $1 billion to operate the largest institutional XRP treasury using active, AI-enabled onchain strategies.
- How will Evernorth grow its XRP holdings? The company will use institutional lending, liquidity provisioning, and DeFi yield strategies on the Ledger.
- What role does t54 play in Evernorth’s treasury operations? t54 provides agentic finance infrastructure that adds verification, risk assessment, and compliance to autonomous XRPL treasury workflows.
- Why is AI critical for large-scale XRP treasury management? AI agents enable real-time execution, management, and risk oversight across decentralized financial environments.
Author: Kevin Helms
Source: Bitcoin
Reviewed By: Editorial Team
